Merchant Account Bundle

SOVAI (Secure Online Verification and Alert Interface) and is a service of MerchantSeek.com. Along with being one of the most cost-effective solutions for small-mid sized merchants anywhere, the SOVAI Merchant Account Bundle provides merchants the ability to accept credit card payments using a variety of options including the following: A real time merchant account (non-third party account that belongs to you/your business and deposits directly into your existing checking account in 24-48 hours). The Orbital Gateway Virtual Terminal for manual order entry into your PC (no additional software needed): good for mail or fax order entry! Online payment acceptance capability to accept real-time orders from your website using our Orbital gateway. Merchant Touch-Tone order entry for mobile orders into your existing cell-phone or landline phone - a great solution for wireless/mobile orders.  Simply enter the customer's credit card number into our secure automated phone system for real-time order processing.  Also allows merchants to have multiple users/employees assigned their own unique number so that more than one company representative can enter orders. Customer touch-tone "bill payment", allows your customers to call into our secure 1-866 toll free number to make payments to your company.  This "bill payment" feature also offers the capability for merchants to setup instant alerts (via text message and/or email) for when their customers make payments via the secure automated system.

Service Fee Types	SOVAI Payment Bundle	Competitor
Account Setup:	$29	$49-$299
Gateway Setup:	None	$49-$99
Application Fee:	None	$49-$99
Discount Rate:	2.19%	2.19%
Per Transaction & AVS Fee:	$0.28 cents for internet/virtual terminal orders or $0.65 cents for Touch Tone Orders	$0.35 for internet orders or $0.75+ for Touch Tone orders.
Address Verification Fee:	Free/Included	$0.05 - $0.10
Monthly Statement Fee:	$9.99	$10-$15
Monthly Gateway Fee:	$0.00 (waived/included!)	$10-$25
Monthly Minimum:	None	$15
Annual Fee:	None	$99
Virtual Terminal for Mail/Phone order transactions:	Free/Included	$0-$25
Touch-Tone/Mobile Processing and Touch-Tone Bill-Pay	Included	Usually sold as an additional merchant account and without the Bill-Pay feature
Ability to assign multiple users/operators their own Touch-Tone ID for order entry by multiple users	Yes at no additional charge	No, often only one number allowed for the entire company in case of touch-tone transactions
Tech Support	Orbital Gateway Phone and Email support.	Often chat only.
Cancellation Fee:	None	None
Website Integration:	Integrate via various API's, XML and Html	Often times very limited web integration.
Existing Shopping Cart Plugins:	View list of compatible carts with the Orbital gateway. If existing plug in is not available you may still integrate 99% of shopping carts with the Orbital Gateway.	Often limited.
Merchant Account that belongs to you (non-third party).	Yes, account belongs to you, the merchant, allowing you to build your own reliable processing record.  Not the case for online third-party providers.	Not the case for online third-party providers.
*We meet or beat most rates, if you receive a lower overall quote in writing from another provider contact us and we'll adjust our rates to meet or beat the overall quote.

Sample Online Store Payment Acceptance	Virtual Terminal Brochure	Merchant's Entering Mobile Transactions	Customer's making payments to merchants  via Touch-Tone Phone
View a sample of the online portion of the SOVAI Bundle in action.	View our brochure of the Orbital Gateway that's included with your package.	View a diagram of how SOVAI works for merchants looking to enter mobile transactions.	View a diagram of how SOVAI works for customer's looking to pay you via their touch-tone phone.